The financial order of operations is something I built based on several sources. >[!todo] #todo Pull into a financial planning document instead of being here. 1. Build a budget! 2. Build a small [[Emergency Fund]] 3. Pay high interest debts (credit card) 4. Maximize employer matching on retirement funds 5. Build a 3-6 month emergency fund. 6. Pay off "mid interest" debts. 7. Max out Roth IRA, HSAs (or similar) to federal limits 8. Max out 401k contribution to federal limits 9. Pay off "low" interest debts (such as mortgages). 10. Prepay future expenses. 11. Buy what you want 12. Invest in taxable sources (Brokerages, Index Funds, Hedge, etc.) --- # References